This is an important document which you must consider carefully when choosing to use the www.DebtFreeAnswer.com website at any time. THE FOLLOWING DESCRIBES THE TERMS ON WHICH DEBTFREEANSWER.COM OFFERS YOU ACCESS TO OUR SERVICES. The User understands and agrees to the following terms:

Using the Site
By using the DebtFreeAnswer.com site you agree with its terms of use, disclaimer and privacy policy. This website is for informational purposes and to receive orders. This website is no way associated, related or connected with the three major credit bureaus. You may not copy the information in this site or misuse it in any way.

About the Site
The DebtFreeAnswer.com domain, the logo, brands and graphics are property of their respective owners.

Disclaimer
DebtFreeAnswer has found that its best to operate within the parameters of IRS and Business law and help consumers understand that Section 404(a)(2) of the Credit Repair Organizations Act; prohibits all persons from making any statement, or counseling or advising any consumer to make any statement, the intended effect of which is to alter the consumer’s identification to prevent the display of the consumer’s credit record, history, or rating for the purpose of concealing adverse information that is accurate and non-obsolete to any consumer reporting agency as defined in 15 U.S.C. § 1681(f) or to any person who has extended credit to the consumer or to whom the consumer has applied or is applying for an extension of credit. 15 U.S.C. § 1679b(a)(2). Furthermore: Pursuant to Section 410(b)(1) of the Credit Repair Organizations Act, 15 U.S.C. § 1679h(b)(1), any violation of any requirement or prohibition of the Credit Repair Organizations Act constitutes an unfair and deceptive act or practice in commerce in violation of Section 5(a) of the FTC Act, 15 U.S.C.§ 45(a). So consumers can be aware “SCN’s” are defined as any 9 digit number which can be used for credit; such as a SSN, ITIN, TIN, or EIN and it is very clear the largest warehouser of converted 9 digit government issued numbers; such as, ITIN, TIN, SSN, and EIN ARE IN FACT FOUND THROUGH OUT THE BANKING WORLD AND WITHIN THE BANKS DATABASE and ATTACHED TO CREDIT AND LOAN FOLDER LEGALLY ORIGINATED BY THESE SAME BANKS. IT IS OUR STATEMENT THAT DEBTFREEANSWER.COM IS NOT ENGAGING IN ANY PROHIBITED BUSINESS ACTIVITIES SUCH AS: 1. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers’ credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers (“EINs”), Taxpayer Identification Numbers (“TINs”), or alternative Social Security Numbers in lieu of the consumers’ own Social Security Numbers; 2. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer’s own social security number is legal; 3. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers’ credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and 4. Misrepresenting any fact material to a consumer’s decision to purchase our products or services. 5. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers’ credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers (“DBNs”), Employer Identification Numbers (“EINs”), Taxpayer Identification Numbers (“TINs”), or alternative Social Security Numbers in lieu of the consumers’ own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer’s own Social Security Number is legal; 6. Misrepresenting any material fact concerning the ability of our products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers’ credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and 7. Misrepresenting any fact material to a consumer’s decision to purchase our products or services.

All Responsibility for the use or misuse of this information lies solely on the customer. This is not a 2nd social security number. This Information is not shared to defraud or scam past, current or future creditors. You are responsible for all debts incurred and the usage of the information provided. By clicking agree, you also agree to take full and complete responsibility for your actions and your credit, and you waive the right to lay any claim on DebtFreeAnswer.com, and any of its affiliates.

Terms of Purchase

Please read and understand our terms and conditions, if you have a question please feel free to contact us. By ordering from DebtFreeAnswer.com you agree to the following terms.

Tri-Merging Process
DebtFreeanswer.com will have to Tri-merge your new file before it will be ready for use. You agree Debtfreeanswer.com or any of it’s associates using your new SCN/CPN may apply to any lender of it’s choosing on your behalf to complete this process. The Purpose of this process is to place an inquiry on your file, No financial responsibility is required.

Fulfillment of orders
Once an order is placed, you agree to pay 100% of the total price upfront so we can process the order and start building the campaign. There are no exceptions.

Refunds and Guarantee Policy
While DebtFreeAnswer.com offers a 100% money back guarantee, this is only valid for a period of 10 days after we complete your order and will apply only to special cases or circumstances where DebtFreeAnswer.com or our business partners don’t deliver your SCN.

Before ordering please keep in mind this and also read the Privacy Policy, Terms and conditions as well as the disclaimer.
No refunds can be issues in the following cases:
1.- In case where the purchaser provide wrong information and details.
2.- In case where you misuse the SCN you received.
3.- In the case where it is taking a bit longer to deliver your SCN number, this is because of many different reasons and sometimes factors associated with in which we can’t control.
4.- In the case where the customer didn’t properly read the information provided in this site regarding our services and the conditions of this services. If you would like more information regarding our refund policy and guarantee please contact us for further assistance.

Help & Support
As an additional service, DebtFreeAnswer.com offers help and support only to clients that have ordered from the site. This services include:
1.- Tips, advice and information to help you increase your credit score.
2.- Support and assistance in case of problems with the delivery, the order process or communications.
3.- Support and assistance in case the purchaser has questions or inquiries related to our services.

DebtFreeAnswer.com does not provide support related to other marketing or business methods, techniques or legal inquiries.

Presented by: DebtFreeAnswer.com © 2012

DebtFreeAnswer.com All rights reserved. Updated on 7/31/2012